What’s TPG Merchandise SBTPG LLC & Civista Financial institution?

Did you get a deposit into your checking account from TPG PRODUCTS SBTPG LLC?

Or simply TPG Merchandise? Or some model of that?

And did the deposit come from Civista Financial institution? A financial institution that you just’ve by no means heard of?

In that case, you’re in all probability questioning why as a result of the title is acronym soup and never one thing you anticipated. It has to do together with your tax refund.


  • TPG stands for Tax Merchandise Group
  • SBTPG stands for Santa Barbara Tax Merchandise Group
  • And the LLC is simply Restricted Legal responsibility Firm

And Civista Financial institution is the financial institution that SBTPG makes use of.

Usually, the deposit you obtained was your tax refund minus any charges. Many firms, like TurboTax and TaxSlayer, used Santa Barbara Tax Merchandise Group to course of returns and refunds.

Desk of Contents
  1. Who’s Santa Barbara Tax Merchandise Group?
  2. What’s the TPG Merchandise Deposit?
  3. Who’s Civista Financial institution?
  4. What if there’s a discrepancy?
  5. Who Makes use of Santa Barbara Tax Merchandise Group?

Who’s Santa Barbara Tax Merchandise Group?

Santa Barbara Tax Merchandise Group is a tax companies firm that’s owned by Inexperienced Dot Firm. who additionally runs GO2bank and different debit card merchandise. Santa Barbara TPG was based in 1991 and so they present tax-related monetary merchandise like advances on tax refunds, debit playing cards, and many others. to service suppliers.

They primarily market to tax professionals, like accountants, slightly than on to taxpayers.

What’s the TPG Merchandise Deposit?

For those who labored with a tax preparation firm, like a TurboTax or TaxSlayer, and also you requested for one thing apart from an easy deposit of your refund – chances are high it went by way of SBTPG.

For instance, you may decide to have your tax preparation charges deducted out of your tax refund. That’s a service taht SBTPG gives and so your refund will get “routed” (for lack of a greater time period) by way of them to allow them to deduct the price and switch the remainder to you.

With TurboTax, that is known as “Pay With My Refund” however is typically known as “Refund Processing Service.” There’s a further price related to this selection, on high of the tax preparation charges, so pay attention to that (it was $39 in 2022, I’m uncertain what the price is for 2023).

Who’s Civista Financial institution?

For those who opted for Pay With My Refund or one other equally named service from one other tax prep firm, it’s possible you’ll discover that the direct deposit info in your tax return could have been modified to Civista Financial institution.

If this occurred to me, I’d be apprehensive too however there’s no motive to (so long as you opted for the companies).

Santa Barbara TPG works with Civista Financial institution. Civista Financial institution is an FDIC insured financial institution based mostly out of Ohio with 41 home areas in two states. They’re FDIC insured below FDIC Cert# 12982, although you don’t have an account there.

What’s occurring is that your tax refund will likely be despatched there, the charges are deducted, after which the remaining stability is distributed to you.

What if there’s a discrepancy?

For those who use the Refund Processing Service, you get a deposit to your tax refund minus tax preparation charges and minus the Refund Processing Service price.

For those who discover a discrepancy within the deposit quantity, your only option is to contact Santa Barbara TPG at 800-779-7228 or go to the TPG web site for taxpayers to test in your refund switch particulars.

Who Makes use of Santa Barbara Tax Merchandise Group?

I don’t have an exhaustive record of the tax preparation firms that use Santa Barbara TPG however I believe quite a lot of native tax accountants in all probability do – it’s a compelling means for them to supply companies reserved for bigger companies.

From what I can inform, many of the nationwide tax preparation companies use them together with TurboTax, TaxSlayer, Jackson Hewitt, eTax, and TaxAct.

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