Canada’s greatest bank cards for fuel

Discover your subsequent bank card*

See playing cards tailor-made for you from over 12 banks and card issuers
No influence to your credit score rating
Get a solution in underneath 60 seconds

You’ll be leaving MoneySense. Simply shut the tab to return.

One of the best bank cards for fuel in Canada

Bank card	Particulars	Annual charge
CIBC Dividend Visa Infinite	Finest for money again on fuel • Get 4% money again on fuel and groceries • 2% on eating, day by day transit and recurring payments	$120
Tangerine Cash-Again Mastercard*	Finest for money again on fuel with no charge • Get 2% money again on limitless purchases in two classes, together with fuel • 2% in as much as two different spending classes	$0
TD Money Again Visa Infinite*	Finest for roadside help • Get 3% money again on fuel (as much as $15,000 annually) • Complimentary emergency street providers by way of the TD Auto Membership Deluxe membership	$139
Scotiabank Gold American Specific*	Finest for fuel and journey • Earn 3 Scotia Rewards factors per $1 spent on fuel • Journey perks that embody no overseas transaction charges; and journey emergency medical, journey cancellation, flight delay, misplaced baggage and accident insurance coverage	$120
Triangle Mastercard	Finest for fuel at Canadian Tire • Earn $0.05 per litre at Gasoline+ stations • 4% in Canadian Tire Cash on purchases at Canadian Tire banner shops	$0
PC Monetary World Elite Mastercard*	Finest for fuel at Esso • Earn a minimum of 30 PC Optimum factors per litre at Esso and Mobil stations	$0

Finest money again bank card for fuel

CIBC Dividend Visa Infinite

With the Dividend Visa Infinite, CIBC affords a powerful contender within the money again bank card class, particularly for drivers, and much more so when you add your grocery invoice to this card. With a return of 4% on fuel and groceries, this card is designed to place a refund in your pocket. There are different bonus classes to earn money again, together with 2% on day by day transit (together with rideshares and public transit), so that you get rewards on all modes of transit, in addition to 2% on eating and recurring funds.

Annual charge: $120 (waived for the primary yr)
Rates of interest: 20.99% on purchases, 22.99% on money advances (21.99% for Quebec residents), 22.99% on steadiness transfers
Earn charge on fuel: 4%
Rewards on different purchases: 4% money again on groceries, 2% on eating, day by day transit and recurring payments, and 1% again on every little thing else
Welcome bonus: Earn 10% money again on all purchases (as much as $250 in worth) for the primary 4 statements (as much as a most of $2,500 in purchases), plus an annual charge rebate for the primary yr. To be eligible, it’s essential to apply on-line.
Extra advantages: Emergency journey medical; automobile rental collision and loss injury insurance coverage; cellular gadget insurance coverage; plus save as much as $0.10 per litre at collaborating Chevron, Ultramar and Pioneer fuel stations if you hyperlink your card with the Journie Rewards program.
Annual revenue requirement: Private revenue of $60,000 or family revenue of $100,000

Finest no-fee money again bank card for fuel

Tangerine Cash-Again Mastercard*

The Tangerine Cash-Again Mastercard has no annual charge and it affords straight money rewards, which supplies it robust attraction to numerous Canadians. Bank card holders are rewarded with 2% money again on limitless purchases in two classes of your selecting, together with fuel, groceries, eating places and drugstores. Decide to have your money mechanically deposited right into a Tangerine financial savings account to obtain 2% money again in a 3rd class. (You’ll earn 0.5% on every little thing else.) Plus, you possibly can switch balances from higher-interest playing cards at a low promotional rate of interest of 1.95% for six months. For many who wish to monetize their gas purchases with out paying for the privilege, this no-frills card is a winner.

Annual charge: $0
Rates of interest: 19.95% on purchases, 19.95% on money advances, 19.95% on steadiness transfers
Earn charge on fuel: 2% money again
Rewards on different purchases: 2% in as much as two different spending classes of your selection and 0.5% money again on every little thing else.
Welcome bonus: Earn 15% money again if you spend as much as $1,000 in on a regular basis purchases inside your first 2 months (as much as a restrict of $150 money again). Should apply by December twenty ninth, 2022.
Extra advantages: Buy assurance and prolonged guarantee
Annual revenue requirement: $12,000

Finest bank card for fuel with roadside help

TD Money Again Visa Infinite*

The TD Money Again Visa Infinite is a powerful a refund card providing a 3% return on fuel, grocery and recurring invoice funds (and 1% again on every little thing else). The return charge on fuel could be sufficient for the cardboard to put on our checklist, but it surely’s really the roadside help (amongst different perks) that make it a standout card for drivers. Cardholders have complimentary emergency street providers by way of an included Deluxe membership with TD Auto Membership. This package deal consists of 24-hour emergency help calls, towing, lockout and winching providers, site visitors accident emergency transportation, meals, lodging and requirements, and even reimbursement choices for points TD Auto Membership was unable to help with. Plus, cardholders have auto rental loss and collision insurance coverage and reductions at Avis and Funds. For frequent commuters or road-trippers, these perks can simply cowl the cardboard’s annual charge.

Annual charge: $139 (waived for the primary yr)
Rates of interest: 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers
Earn charge on fuel: 3% money again (as much as $15,000 annual spend)
Rewards on different purchases: 3% money again on groceries and recurring invoice funds (as much as $15,000 annual spend every); 1% again on every little thing else.
Welcome bonus: Earn 10% money again on all purchases for the primary 3 months as much as a complete spend of $2,000. Plus, first yr no annual charge for the first and extra cardholders. Should apply on-line by Might 28, 2023.† Quebec residents, please click on right here.
Extra advantages: Automotive advantages like rental insurance coverage, reductions on automobile leases and a Deluxe membership with TD Auto Membership; journey insurance coverage, together with journey medical and delayed or misplaced baggage; entry to Visa Infinite perks, corresponding to concierge providers and complimentary room upgrades if you journey.
Annual revenue requirement: Private revenue of $60,000 or family revenue of $100,000

Finest journey bank card for fuel

Scotiabank Gold American Specific*

In case you’re trying to flip your gas purchases into factors, look no additional than the Scotiabank Gold American Specific bank card. This card operates inside the Scotia Rewards program, which permits collectors to redeem their factors for journey rewards, merchandise, reward playing cards and even credit score to place in opposition to their card steadiness. Cardholders earn 3 Scotia Rewards factors on each $1 spent on eligible purchases together with fuel, public transit and streaming providers, and 5 factors per $1 on groceries, eating places and leisure. Double-dip with the fuel factors program of your selection and earn much more.

Annual charge: $120
Rates of interest: 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers
Earn charge on fuel: 3 Scotia Rewards factors per $1
Rewards on different purchases: 5 Scotia Rewards Factors per $1 spent on groceries, eating and leisure, 3 factors per $1 spent on public transit, rideshares, taxis and on-line streaming providers, 1 level per $1 spent on every little thing else.
Welcome bonus: Earn as much as $850* in worth within the first 12 months, together with as much as 45,000 bonus Scene+ factors and first yr annual charge waived. Supply ends 30 April 2023.
Extra advantages: No overseas transaction charges; journey emergency medical, journey cancellation, flight delay, misplaced baggage and accident insurance coverage; rental automobile collision safety; lodge or motel housebreaking insurance coverage; buy safety and prolonged guarantee; complimentary concierge service; VIP airport lounge entry with Precedence Cross.
Annual revenue requirement: $12,000

Finest bank card for fuel at Canadian Tire

Triangle Mastercard

In case you’re a loyal Canadian Tire shopper, you’re most likely already aware of Canadian Tire (CT) Cash. The storied rewards program that dates again to the Nineteen Fifties. These days this system is digital, however the trade charge stays the identical: $1 in CT Cash is the same as CAD$1. With the no-fee Triangle Mastercard you’ll earn 4% again on purchases at Canadian Tire and accomplice shops like Sport Chek and Mark’s/L’Équipeur, in addition to 1.5% again on groceries (besides at Walmart and Costco). Plus, you might have entry to different perks just like the no-fee, no-interest financing program which helps you to repay bigger purchases in installments.

Annual charge: $0
Rates of interest: 19.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers
Earn charge on fuel: $0.05 per litre on fuel bought at Gasoline+
Rewards on different purchases: 4% in CT Cash on spends at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Environment, Celebration Metropolis, Sports activities Rousseau, Hockey Specialists, L’Entrepôt du Hockey, and collaborating Sports activities Specialists shops; 1.5% in CT Cash on groceries as much as $12,000 yearly.
Welcome bonus: None
Extra advantages: No-fee, no-interest financing; entry to members-only occasions; customized affords
Annual revenue requirement: None

Finest bank card for fuel at Esso

PC Monetary World Elite Mastercard*

The PC Optimum program is among the hottest rewards applications in Canada, due partly to its flexibility and ease of use that permits you to redeem on the until. The no-fee PC Monetary World Elite Mastercard affords accelerated earn alternatives at Buyers Drug Mart and Loblaw-family groceries shops like No-Frills, Actual Canadian Superstore and Fortinos, and at greater than 4,500 Esso and Mobil fuel stations throughout Canada. The final of which is the place you’ll get a minimum of 30 factors per litre (charges fluctuate by location). PC Optimum factors might be redeemed at a charge of 10,000 factors (equal to $10) by merely displaying your card on the until of a collaborating retailer. At Esso, you possibly can redeem factors for fuel and automobile washes.

Incessantly requested questions

Extra of Canada’s greatest bank cards:

What does the * imply?

If a hyperlink has an asterisk (*) on the finish of it, which means it is an affiliate hyperlink and might typically lead to a fee to MoneySense (owned by Ratehub Inc.) which helps our web site keep free to our customers. It is vital to notice that our editorial content material won’t ever be impacted by these hyperlinks. We’re dedicated to all obtainable merchandise available in the market, and the place a product ranks in our article or whether or not or not it is included within the first place is rarely pushed by compensation. For extra particulars learn our
MoneySense Monetization coverage.